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Mortgage Foreclosure – NOTICE OF MORTGAGE FORECLOSURE SALE

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

MORTGAGOR(S): Joel R. Challander and Lynnea M. Challander, husband and wife

MORTGAGEE: Wells Fargo Financial Minnesota, Inc., a Minnesota corporation

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,653.25

DATE OF MORTGAGE:

December 5, 2007

DATE AND PLACE OF FILING: Recorded on December 17, 2007 as Document Number 385386; as reformed by Court Order recorded on July 29, 2016 as Document Number A459917 in the Office of the County Recorder of Isanti County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $81,997.00

LEGAL DESCRIPTION OF PROPERTY: Commencing at a point 299 feet West of the Southwest corner of Block 4, Village of Cambridge in a line parallel with Second Street, as the same is platted and of record in the office of the Register of Deeds in and for said county; thence West and parallel with Second Street 75 feet; thence North at right angles with Second Street 150 feet; thence East and parallel with Second Street 75 feet; thence South 150 feet to place of commencement and there to terminate, and being a part of the NE 1/4 of Section 32, Township 36, Range 23, Isanti County, Minnesota

STREET ADDRESS OF PROPERTY: 440 3RD AVE SW, CAMBRIDGE, MN 55008

COUNTY IN WHICH PROPERTY IS LOCATED:

Isanti County, Minnesota

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR: Wells Fargo Financial Minnesota, Inc., a Minnesota corporation

RESIDENTIAL SERVICER:

Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 15.054.0060

TRANSACTION AGENTS MORTGAGE IDENTIFICATION NUMBER: None

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE:

October 12, 2016 at 10:00 AM

PLACE OF SALE: Isanti County Sheriffs Office, 509 – 18th Avenue S.W., Cambridge, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 12, 2017.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: August 19, 2016

WELLS FARGO FINANCIAL MINNESOTA, INC.

Mortgagee

THE ACADEMY LAW GROUP, P.A.

By: /s/

Rebecca F. Schiller, Esq.

N. Kibongni Fondungallah, Esq.

Curt N. Trisko, Esq.

*Samuel R. Coleman, Esq.*

Attorneys for Mortgagee

The Academy Professional Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(15-1056-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Published in the

Isanti County News

August 24, 31,

September 7, 14, 21, 28, 2016

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