12-081444
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:
July 21, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00
MORTGAGOR(S): Steven C. Schuster and Carol A. Schuster, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT:
Mortgage Electronic Registration Systems, Inc.
MIN#: 1000157-0005430390-5
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE:
Countrywide Home Loans, Inc.
SERVICER:
Bayview Loan Servicing, LLC
DATE AND PLACE OF FILING: Filed September 14, 2007, Isanti County Recorder, as Document Number 382702
ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB; thereafter assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE CWALT 2005 46CB by a Corrective Assignment of Mortgage.
LEGAL DESCRIPTION OF PROPERTY:
Lot 11, Block 8, Bridgewater, Common Interest Community Number 2
PROPERTY ADDRESS:
2350 Cleveland Ln SE,
Cambridge, MN 55008
PROPERTY IDENTIFICATION NUMBER: 15-148-1560
COUNTY IN WHICH PROPERTY IS LOCATED: Isanti
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE:
$279,725.42
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE:
June 8, 2016, 10:00 am
PLACE OF SALE: Sheriffs Main Office, 509 18th Avenue SW, Cambridge, MN 55008
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on December 8, 2016, or the next business day if December 8, 2016 falls on a Saturday, Sunday or legal holiday.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: April 18, 2016
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE CWALT 2005 46CB
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
BY /s/
Lawrence P. Zielke – 152559
Diane F. Mach – 273788
Melissa L. B. Porter – 0337778
Randolph W. Dawdy – 2160X
Gary J. Evers – 0134764
Tracy J. Halliday – 034610X
Attorneys for Mortgagee
12550 West Frontage Road,
Suite 200
Burnsville, MN 55337
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
Published in the
Isanti County News
April 20, 27,
May 4, 11, 18, 25, 2016
537581